Phone
Buy one at DigitalDen. That's your hub: messages, bank, map, insurance, stocks, races, hits, and quick jobs.
About $300,000 at the register (the tag is $250,000 plus tax). Keep it in inventory — no phone, no apps. Default key is F1.
Cops don't get the Dark Web. Law / duty jobs also hide Dealing.
Apps worth knowing
| App | What it's for |
|---|---|
| Map | Live world map. Use this for drug spots — not the pause-menu map. |
| Dealing | Your street asking prices. Same as Job menu → Drug street prices. |
| Stats | Dealer rep, robberies, arrests. |
| Dark Web | Place a hit without walking to a payphone. Costs more. |
| Insurance | Medical and vehicle policies. Separate. |
| Stocks | BALLSAQ. Bank money. |
| Racing | Host or join a race. |
| Quick Jobs | Short Lester / Lamar contracts. |
| Crew | Roster and invites. |
| Properties / Mechanic | Houses, garages, send a car to the mechanic or store it. Helicopters don't get delivery. |
| Lottery | Tickets from the bank. Shared jackpot. |
| Bank | Transfers and history. |
Insurance
Buy from bank. You can't stack time — wait until it runs out to buy again. About 15% of claims still get rejected (you paid, they don't cover it).
| Policy | Cost | Covers |
|---|---|---|
| Medical — 1 day | $150,000 | Hospital bill when you die / respawn |
| Medical — 7 days | $900,000 | Same, a week |
| Vehicle — 1 day | $75,000 | Replace a personal car from the phone / garage. Not helicopters. |
Quick jobs
Queue in the app. Wait a minute or two. You get an email, then go do the objectives. About 10 minutes before you can queue again. Pay hits your bank.
| Job | Typical pay |
|---|---|
| Data gathering (Lester) | About $10,000–$14,000 — easy |
| Dead drop (Lamar) | About $120,000–$200,000 — people shoot |
Tips
- Map first if you're dealing. World blips only show when you're already close.
- Dark Web is louder money than a payphone hit. Same contract, fatter broker cut.
- Vehicle insurance is daily. Don't buy it the morning you only fly.
- DigitalDen also sells a drone if you want eyes in the air.